Individual Retirement Account (IRA)

Fund your Golden years with the help of a fixed or variable market rate IRA. Easy to set-up and administer, these Traditional, Roth or Educational accounts boast very low fees and a variety of terms.


  • $500 opening minimum deposit
  • Variety of terms available
  • Interest paid monthly, quarterly, semi-annually, annually
  • Includes traditional, Roth and educational
  • Penalty for early withdrawal
  • $50 opening minimum deposit on variable rate IRA
  • Interest paid monthly on variable rate IRA (only traditional IRA available)
  • Withdrawal of funds after age 59½ without penalty