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*Upon credit approval
**Fees may apply
***Subject to availability
****United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $35 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $280 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $35 non-sufficient funds (NSF) fee. Overdraft service applies to checks, pre-authorized electronic debits and online banking and bill payment transactions.Additionally,ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing, do not have regular deposits, or those with excessive overdrafts.
*****Monthly service charge is waived with at least one qualifying $200 direct deposit during the previous month.
+Subject to terms and conditions of the bank
United Community Bank is one of the leading financial institutions in the Southeast, with a 95%* Customer Satisfaction rating - the best in the US banking industry.*As reported by Customer Service Profiles
Corporate Offices:P.O. Box 398Blairsville, GA 30514
Tel: 706-781-2265