United Investment Account

Unlimited transactions and some of the highest interest rates around—backed by all the extras you expect—make this savings and checking account a powerhouse for high balance account holders.

  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Alert Messages
  • FREE Direct Deposit
  • FREE 24 hour Telephone Banking Access
  • Tiered, premium interest rate with unlimited transactions
  • $10,000 minimum daily balance waives $25 monthly service charge, OR
  • Service charge waived with total deposits of $20,000 OR total loan relationship totaling $25,000
  • FREE special wallet checks and unlimited check writing
  • FREE image statement
  • Up to 3 official checks or money orders per month
  • FREE financial review ($300 value)
  • FREE first year small safe deposit box***
  • Reduction of 25 basis points off a non-promotional consumer loan with automatic debit
  • No monthly fee MasterMoney™ ATM/debit card
  • FREE 24 hour United and Publix® Presto! ATM access
  • No-penalty Certificate of Deposit withdrawal if for health reasons
  • Two additional personal checking accounts with no monthly fee
  • Courtesy overdraft service****
  • Travelers checks**
  • Notary services**
  • No annual fee Visa® credit card*

*Upon credit approval

**Fees may apply

***Subject to availability

****United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $35 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $280 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $35 non-sufficient funds (NSF) fee. Overdraft service applies to checks, pre-authorized electronic debits and online banking and bill payment transactions.Additionally,ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing, do not have regular deposits, or those with excessive overdrafts.

+Subject to terms and conditions of the bank

If the United Investment Account isn’t the ideal account for you, check out our other options now.