Premier Checking
Reap the rewards of your high balance with an interest bearing checking account that puts financial flexibility at your fingertips—with free services too.
- FREE Online Banking & Bill Pay
- FREE Mobile Banking
- FREE eStatements
- FREE Alert Messages
- FREE Direct Deposit
- FREE 24 hour Telephone Banking Access
- Low $100 minimum opening deposit
- $2,500 minimum daily balance waives $10 monthly service charge, OR
- Service charge waived with combined deposit and/or loan relationship totaling $10,000
- Unlimited check writing
- $5 discount off any choice of checks
- Up to 3 official checks or money orders per month
- FREE financial review ($300 value)
- $15 discount off any size safe deposit box first year***
- Reduction of 25 basis points off a non-promotional consumer loan with automatic debit
- No monthly fee MasterMoney™ ATM/debit card*
- FREE 24 hour United and Publix® Presto! ATM access
- Travelers checks**
- Notary services**
- No annual service charge Visa® credit card*
- Courtesy overdraft service****
55 or over? Check out our Golden Premier Checking Account for added benefits.
*Upon credit approval
**Fees may apply
***Subject to availability
****United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $35 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $280 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $35 non-sufficient funds (NSF) fee. Overdraft service applies to checks, pre-authorized electronic debits and online banking and bill payment transactions.Additionally,ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing, do not have regular deposits, or those with excessive overdrafts.
+Subject to terms and conditions of the bank
If United Premier Checking isn’t the ideal account for you, check out our other options now.