Relationship Checking

We’ve taken what you want in a checking account, combined it with what you need, and made it simple. With a low opening deposit and low daily balance requirement to waive the minimal service charge, our Relationship checking account is simply easy checking.

  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Alert Messages
  • FREE Direct Deposit
  • FREE 24 hour Telephone Banking Access
  • Low $100 minimum opening deposit
  • $500 minimum daily balance waives $8 monthly service charge, OR
  • Service charge waived with combined deposit and/or loan relationship totaling $5,000
  • Unlimited check writing
  • No monthly fee MasterMoney™ ATM/debit card*
  • FREE 24 hour United and Publix® Presto! ATM access
  • Courtesy overdraft service***
  • Travelers checks**
  • Notary services**
  • No annual fee Visa® credit card*

*Upon credit approval

**Fees may apply

***United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $35 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $280 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $35 non-sufficient funds (NSF) fee. Overdraft service applies to checks, pre-authorized electronic debits and online banking and bill payment transactions.Additionally,ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing, do not have regular deposits, or those with excessive overdrafts.

+Subject to terms and conditions of the bank

If Relationship Checking isn’t the ideal account for you, check out our other options now.