Loans, Mortgages and Credit Options

Whether it's a first home, new car, Ivy League education or support for those little surprises that can pop up, the money you need to make your dreams come to life is closer than you think.

From home equity loans to personal lines of credit, United Community Bank has the products to empower you and fuel your dreams.

Home Equity Loans

It's easy to turn the equity in your home into the cash you need. The tax savings are an added bonus.

Features
  • - Funds accessible by check
  • - Competitive interest rates
  • - Flexible repayment terms
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Mortgages

The home you've always dreamed of is within reach thanks to our various mortgage options.

Features
  • - Conventional and ARMs customized to you
  • - VA and jumbo loan options
  • - Experienced and friendly staff
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Line of Credit

Keep extra money on hand and avoid overdraft charges with a fixed-rate credit line.

Features
  • - Access funds with checks from your existing checking account
  • - Enjoy personal overdraft protection
  • - Provides instant credit
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Visa® Credit Cards

Simplify daily purchases with an industry-leading credit card designed to meet your specific needs.

Features
  • - Competitive interest rates
  • - Variety of reward options customized to you
  • - Easy application and approval process
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Personal Loans

Personal loans can bridge the gap between your dreams (or your needs) and your budget. Borrowing is simple.

Features
  • - Flexible terms and competitive rates
  • - Quick approval process
  • - Convenient payment options
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Installment Loans

United Community Bank can help with loans that are ideal for smaller borrowing needs such as computers, appliances, furniture or minor home improvements.

Features
  • - Quick approval process
  • - Pre-approval^ before final purchase decision
  • - Convenient payment options
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