Personal Loans

The support you need to realize your dreams is closer than you thought - and it's easier to get, too.

At United Community Bank, our personal loan options give customers competitive interest rates, convenient payment options and a quick approval process. More importantly, they provide the freedom necessary to transform hopes for the future into the reality of the present. And, our professional lending officers make the application process painless.
+ Vehicle Loans

You've found the new or used car, truck, boat or recreational vehicle you've seen yourself enjoying in your dreams. Now you can get the loan you imagined, too. Vehicle loans from United Community Bank make it fast and easy to put you in the driver's seat.

  • Flexible terms and competitive rates
  • New vehicle loan based on manufacturer's suggested retail price (MSRP)
  • Used vehicle loan based on average loan value, model year, mileage
+ Residential Construction

Plans for new construction? Our residential construction loans can get you on your way. From purchasing the lot to architectural plans to landscaping, a loan from United Community Bank allows you to build your future without worry.

  • Guaranteed terms throughout the agreed upon construction time period
  • Loan approval and closing before construction begins
  • Help converting to permanent financing at construction completion
+ Installment Loans

Need just a little financial help to get the computer, appliance, or furniture you want or to cover minor home improvements? United Community Bank can help with installment loans that are ideal for smaller borrowing needs.

  • Quick approval process
  • Pre-approval before final purchase decision
  • Convenient payment options