Reverse Split


On June 16, 2011, the shareholders of United Community Banks approved a 1 for 5 reverse stock split as proposed in our 2011 proxy materials. The reverse split became effective as of close of business on June 17, 2011.

To exchange your shares, print and complete one Letter of Transmittal per shareholder account and mail along with your original stock certificates to the exchange agent, IST Shareholder Services at:

IST Shareholder Services
209 West Jackson Boulevard, Suite 903
Chicago, Illinois 60606

If you are unable to locate one or more of your stock certificates, an Affidavit of Loss and Indemnity Agreement is required. You may print, complete, and return this notarized form along with your Letter of Transmittal and any other stock certificates in your possession. In lieu of a bonding fee, missing certificates under 10,000 shares will only require completion of the affidavit to complete the exchange.

If you would like assistance completing the exchange of your United shares, or have any questions about your shareholder account, you may contact a representative at United Community Banks at (866) 270-5900. Or, you may contact our exchange agent at (800) 757-5755.