Credit Cards

United Community Bank provides the credit cards your business needs with various Visa® options. Accumulate rewards points by having two different credit cards or choose to consolidate your current credit card debt with one of our low introductory APR credit cards. Choosing the right business credit card is easier than ever.
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Credit Card App by Elan Financial Services

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Text VISA to 864833 (UNITED) to receive a link to download United’s Elan Credit Card App.

No matter which card you choose, you’ll enjoy important features like:

  • Award-winning expense management tools
  • Free employee cards
  • EMV smart chip technology for added security
  • Mobile purchasing for added convenience

Visa® Business Cash Card

Earn cash back1 every time you use your card.

  • 3% on office supply store net purchases and phone/internet services
  • 2% cash back on restaurant and gas net purchases and 1% on all other net purchases
  • $25 cash back after your first purchase

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Visa® Business Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases.

  • Receive automatic bonus points each month 
  • No caps or limits on points earned
  • Earn $25 cash back1 with your first purchase

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Visa® Business Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases

  • Receive even more automatic bonus points each month
  • No caps or limits on points earned
  • Earn $50 cash back1 with your first purchase
  • Low annual fee

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Visa® Signature Business Company Card

Designed for medium-size to large businesses with at least $5 million in annual net sales.

  • Receive access to a revolving line of credit
  • No personal guarantee required
  • Earn 1 point for every $1 you spend on eligible net purchases
  • Low annual fee

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Visa® CommUNITY Credit Card

Designed for non-profits and municipalities seeking an easier way to manage cash flow and expenses.

  • Receive access to a revolving line of credit
  • No personal guarantee required
  • Earn 1 point for every $1 you spend on eligible net purchases
  • Low annual fee

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Can I transfer funds from my checking or savings accounts to make a loan payment?

Yes. 

Personal online banking customers can transfer funds from checking or savings accounts to make a loan payment as long as the accounts are viewable through online banking. [How to add/change the accounts you view through online banking]

Business online banking customers can transfer funds to make a loan payment by selecting 'Transfer List' from the Management Tools menu, then selecting 'Unrestricted Transfer'. 

IMPORTANT: Payments made before 6pm each business day will be applied same day.

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1 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.