Working Capital Lines of Credit

As an entrepreneur, you can’t always rely on business to be steady. Sometimes your business is so busy you can’t keep up. Other times, you’re facing more downtime than you’d like. When business is slow but you’ve got bills to pay, a working capital line of credit can help you meet short term financial goals.

Talk to one of our financing experts today to find out if a working capital line of credit is the right choice.

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Working capital lines of credit can be used to finance the everyday operations of your company and cover gaps between accounts payable and accounts receivable. A working capital line of credit will ensure that you can cover wages owed or outstanding invoices when revenue falls short. (For longer-term needs, a business loan may be right for you.) In certain situations, a working capital line of credit could be the best option: just like a credit card, you aren’t charged interest on the portion of credit that you don’t use.

United Community Bank offers flexible working capital lines of credit for short-term credit needs. You can choose between secured or unsecured credit, and terms range from single- to multi-year. At United, we know that every situation is different, so we don’t offer a one-size-fits-all solution.

Not sure how much working capital you need? Try our working capital calculator to determine your needs.

  • Provides credit facilities to meet your business's short-term working capital needs.
  • Choose between secured and unsecured options.
  • Various terms available from single to multi-year commitments.

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