Collections & Deposits

United Community Bank saves you valuable time by streamlining collections and deposits. These business services offer quick and secure functionality that matches the pace of your day. You'll appreciate the convenience we deliver so you can focus on other aspects of your business.

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Wholesale and Retail Lockbox

Both wholesale and retail companies can take advantage of secure Lockbox solutions that safeguard your transactions and information while providing an efficient payment collection and deposit process.

Remote Deposit

Deposit checks without leaving work by using a desktop scanner to capture images of your check and then deposit money securely into your account. 

Merchant Card Processing

Our services allow you to receive payments from credit and debit cards so you can provide the payment flexibility your customers expect. 

Automated Clearing House (ACH)

Use ACH to collect payments from customers or concentrate cash between multiple bank accounts. 


Streamline your deposit process by using SmartSafe to manage your cash capture onsite at your business location. Deposit cash into your UCBI safe and receiving account credit on the same business day.

Resource Center

Get financial guidance anytime with our useful tools, educational articles and other valuable resources.

Financial Education

Financial Education



Customer Support

Customer Support