Employee Benefits

With the rising cost of health care, your business can save money and provide great options with a robust employee benefits package. The Health Savings Account allows employees to pay for qualified medical expenses with pre-tax dollars for anyone enrolled in a High Deductible Healthcare Plan (HDHP)*. 

Access Your HSA
  • Access your account anytime through the United Community Bank HSA portal to manage enrollment, funding and receive educational support 
  • Provides flexibility to shop for most competitive health insurance rates while keeping the HSA account with us
  • Get assistance from knowledgeable, attentive experts who will help you implement and service a successful HSA program
  • Features an employee management portal with Tax Form 8889 support, HSA transactional reconciliation, HDHP deductible tracker and more tools
  • View our Health Savings Account tutorial

Tax Information (IRS)

Tax Forms:


Form 8889 (submitted with personal income tax form 1040)
Instructions for Form 8889
Publication 969 (guidance for filing taxes)
Publication 502 (medical and dental expenses)


Form 1099-SA
Form 5498-SA
IRS Instructions for Form 1099-SA and Form 5498-SA

Who can I contact if I have questions?

Our customer support representatives are happy to assist you. 

Online & Mobile Banking Support
Call us toll-free at 1-866-270-7100
Monday–Friday 8AM–7PM
Saturday 8AM–12PM
Or email us at onlinebanking@ucbi.com

Treasury Management Banking Support
Call us toll-free at 1-866-270-6100
Monday–Friday 8:30AM–5PM
Or email us at ecorp@ucbi.com

Important note regarding email inquiries: 

In order for us to assist you, ALWAYS INCLUDE your bank location, the name on the account, your security answer and a preferred form of contact.  If you would like a customer service representative to call you, please include your phone number and the best time to reach you.

For your security, NEVER INCLUDE your identification numbers (social security numbers, etc.) or account numbers.

Resource Center

Get financial guidance anytime with our useful tools, educational articles and other valuable resources.

Financial Education

Financial Education



Customer Support

Customer Support

*Health Savings Account (HSA) must be used in conjunction with a High Deductible Health Plan (HDHP).