Residential Builder Loans

United Community Bank provides residential construction and lot financing in select Southeastern metropolitan markets. We provide a variety of financing options with terms up to 12 months at amounts up to 80% of the appraised value of the home being built. 

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  • Floating rates are based on the Wall Street Prime Rate and competitive in our market 
  • Options include residential builder lines of credit and "stand-alone" loans; land acquisition and development (A&D) loans and lines of credit; revolving facilities; master-note structures; and performance and financial letters of credit
  • Financing available for single-family detached housing, "for sale" attached housing and condominiums, single-family subdivisions, master planned communities, and acquisition, development and construction project

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