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Diversify your portfolio with short-term CD investments that deliver a guaranteed rate of return. Benefit from lock-in interest rates as you watch your money grow. When your certificate matures, you can access the money or reinvest to continue building your savings. Open a Certificate of Deposit (CD) today with our quick and easy online application.
Fees could reduce earnings on the account. Interest Rates and annual percentage yields are current as of 10/26/2014.
1Early withdrawal penalty will be imposed for early withdrawal.
1Fees could reduce earnings on the account. Interest Rates and annual percentage yields are current as of 7/9/2019. Early withdrawal penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earning. We use the “daily balance method” to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. You will have ten (10) days after the maturity date to withdraw funds without penalty. Each renewal term will be the same as the original term, beginning on the maturity date. Interest will be calculated on the same basis as during the original term. The interest rate and APY for each renewal term will be determined by us on or before the renewal date, and will be paid until the new maturity date. On accounts with terms longer than one month, we will remind you in advance of the renewal and tell you when the rate will be known for the renewal period.
2You may not withdraw principal from this account without United’s consent prior to the maturity date, otherwise CD will be subject to early withdrawal penalty: