Finance your next big project with a Home Equity Line of Credit (HELOC).
Our credit card solutions are built for your business.
Proud to be 5 years strong on the Forbes Magazine list of America's Best Banks.
Whether you’re focused on managing day-to-day expenses or saving money for the possibilities of tomorrow, United Community Bank supports you with account choices that fit your life.
1 Monthly service charge is waived with at least one qualifying $200 direct deposit during the current statement cycle.
2 Deposits include minimum daily balance combined from checking, savings, CDs, MMDAs and IRAs for the preceding month. Loans include outstanding (i.e. principal) balances from combined consumer loans.
3 Subject to availability.
4 Message and data rates may apply. Fees may apply for certain optional services available through Personal Online & Mobile Banking.
5 United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $36 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $288 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $36 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits, and online banking and bill payment transactions. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt into this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing, do not have regular deposits, or those with excessive overdrafts.
6 Free Mobile Deposit for student accounts.
7 Upon credit approval.
8 Fees may apply.
CardValet is a registered trademark of Fiserv, Inc or its affiliates. Apple is the registered trademark of Apple Inc., registered in the US and other countries. Mastercard is the registered trademark of Mastercard Incorporated. Android Pay is the trademark of Google Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.