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Whether you’re focused on managing day-to-day expenses or saving money for the possibilities of tomorrow, United Community Bank supports you with account choices that fit your life.
1 Monthly service charge is waived with at least one qualifying $200 direct deposit during the current statement cycle.
2 Deposits include minimum daily balance combined from checking, savings, CDs, MMDAs and IRAs for the preceding month. Loans include outstanding (i.e. principal) balances from combined consumer loans.
3 Subject to availability.
4 Message and data rates may apply. Fees may apply for certain optional services available through Personal Online & Mobile Banking.
5 United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $36 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $288 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $36 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits, and online banking and bill payment transactions. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt into this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing, do not have regular deposits, or those with excessive overdrafts.
6 Free Mobile Deposit for student accounts.
7 Upon credit approval.
8 Fees may apply.
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