- Access Online Banking and Bill Pay to manage money easily
- Free access to Mobile Banking, eStatements, Alert Messages, Direct Deposit and 24-hour Telephone Banking
- No minimum daily balance is required and there are no monthly service charges
- Enjoy unlimited check-writing privileges and free special wallet checks
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1 Upon credit approval
2 Fees may apply
3 United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $35 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $280 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $35 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits and online banking and bill payment transactions. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing; do not have regular deposits, or those with excessive overdrafts.
+ Subject to terms and conditions of the bank