Premier Checking

If you maintain a larger checking account balance, you can deposit your money in our Premier Checking account and earn tiered interest to grow your funds. This feature-rich account also provides convenient access to your account along with multiple discounts and perks. Open this account with a $100 minimum deposit.

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  • Get up to three official checks per month free of charge
  • Get a Visa® credit card2 with no annual fee
  • Receive a $15 discount on any size safe deposit box4 for the first year and a $5 discount off any choice of checks 
  • Enables you to use United's Notary Services3 and courtesy Overdraft Protection5
  • Which account is right for you? View our account comparison chart and discover the account that fits your unique needs.

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Customer Support

1 Message and data rates may apply. Fees may apply for certain optional services available through Personal Online & Mobile Banking

2 Upon credit approval

3 Fees may apply

4 Subject to availability

5 United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $36 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $288 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $36 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits and online banking and bill payment transactions. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing; do not have regular deposits, or those with excessive overdrafts.

+Subject to terms and conditions of the bank