Relationship Checking

When you're looking for a simple account to manage your daily finances, our Relationship Checking account gives you exactly what you need without any hassle. You'll get convenient access to your money so you can take care of business quickly. Open this account with a minimum deposit of $100.

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  • Conveniently manage money with Personal Online and Mobile Banking1
  • Free access to eStatements, Alert MessagesDirect Deposit and 24-hour Telephone Banking
  • Avoid the $8 monthly service fee by maintaining a $500 minimum daily balance, a combined deposit and/or loan relationship totaling $5,000, or making at least one qualified $200 direct deposit during the current statement cycle

Resource Center

Get financial guidance anytime with our useful tools, educational articles and other valuable resources.

Financial Education

Financial Education

Customer Support

Customer Support

1 Message and data rates may apply. Fees may apply for certain optional services available through Personal Online & Mobile Banking

2 Upon credit approval

3 Fees may apply

4 United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $36 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $288 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $36 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits and online banking and bill payment transactions. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing; do not have regular deposits, or those with excessive overdrafts.

+Subject to terms and conditions of the bank