Credit Cards

United Community Bank helps you achieve your financial goals with various Visa® and American Express® credit card options. Accumulate rewards points, secure a low APR to consolidate your credit card debt or even start building your credit score when you choose the card that’s right for you.
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Credit Card App by Elan Financial Services

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Credit Card Options To Fit Your Lifestyle

Choosing the right credit card is easier than ever. No matter which card you choose, you’ll enjoy important features like:
  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Visa® Platinum Card

  • Enjoy our lowest introductory APR offer
  • Save on interest with an extended introductory rate and pay down other credit card balances faster
  • Provides convenient spending power when you need it
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Visa® Bonus Rewards Card

  • Watch your rewards add up with 1 point for every $1 you spend on eligible net purchases
  • Receive automatic bonus points each month
  • Earn $25 cash back1 after your first purchase
  • No caps or limits on points earned
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Visa® Bonus Rewards PLUS Card

  • Watch your rewards add up with 1 point for every $1 you spend on eligible net purchases
  • Receive even more automatic bonus points each month
  • Earn $50 cash back1 after your first purchase
  • Low annual fee
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Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • Earn up to 2% cash back at supermarkets and 1% on all other purchases
  • Earn $25 cash back1 after your first purchase
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Travel Rewards American Express® Card

  • Earn great rewards faster with 3x reward earnings on airline purchases, 2x reward earnings on restaurant and hotel purchases and 1X reward earnings on all other eligible net purchases
  • Earn $75 cash back with your first purchase
  • Low annual fee
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Visa® Secured Card

  • Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards
  • Offers flexible credit lines based on a security deposit
  • Use it anywhere Visa® is accepted
  • Low annual fee
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Resource Center

Get financial guidance anytime with our useful tools, educational articles and other valuable resources.

Financial Education

Financial Education

Calculators

Calculators

Customer Support

Customer Support

1Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.