Individual Retirement Account (IRA)

Whether you're planning for retirement or higher education expenses, United Community Bank provides the investment tools you need through a variety of IRA options. Choose from fixed or variable market rates and then easily set up your low-fee account. Open a variable rate IRA with a $50 initial deposit and open other IRAs with a $500 minimum deposit.

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  • Choose from Traditional IRAs and Roth IRAs with a variety of terms
  • Interest paid monthly, quarterly, semi-annually or annually, depending on your rate and term 
  • Penalties apply if you withdraw money early
  • Consult your tax adviser about the option that provides the best tax advantages
  • Priced off CD rates and terms. View current rates