30-Year Fixed-Rate Mortgage

This traditional mortgage is the most popular choice among homeowners with its fixed rate and stability. It allows you to budget your mortgage expenses each month because the total of your principal and interest payments never changes. United Community Bank can help you secure a low mortgage rate over a 30-year term.

Contact a Mortgage Loan Officer

Pre-Qualify
  • Good choice if you plan to live in your house for 10 years or more 
  • Locking in a fixed rate can save you money in the future when interest rates rise 
  • Monthly payments are predictable (notwithstanding increased property tax and insurance payments, if those are rolled into your monthly mortgage payment) 

Can I transfer funds from my checking or savings accounts to make a loan payment?

Yes. 

Personal online banking customers can transfer funds from checking or savings accounts to make a loan payment as long as the accounts are viewable through online banking. [How to add/change the accounts you view through online banking]

Business online banking customers can transfer funds to make a loan payment by selecting 'Transfer List' from the Management Tools menu, then selecting 'Unrestricted Transfer'. 

IMPORTANT: Payments made before 6pm each business day will be applied same day.