30-Year Fixed-Rate Mortgage

This traditional mortgage is the most popular choice among homeowners with its fixed rate and stability. It allows you to budget your mortgage expenses each month because the total of your principal and interest payments never changes. United Community Bank can help you secure a low mortgage rate over a 30-year term.

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  • Good choice if you plan to live in your house for 10 years or more 
  • Locking in a fixed rate can save you money in the future when interest rates rise 
  • Monthly payments are predictable (notwithstanding increased property tax and insurance payments, if those are rolled into your monthly mortgage payment)