Whether you're purchasing a home or refinancing your current mortgage, United Community Bank's ChoiceMortgage delivers valuable features that help you save more money. Our various options enable you to tailor the mortgage to fit your needs.

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  • Choose between monthly or bi-weekly payments
  • Flexible terms with interest rate adjustment periods of 3, 5 and 7 years 
  • Low closing costs1 mean more money in your pocket
  • Competitive rates available and local servicing throughout the process
  • Receive a rate reduction when you pay with an automatic account debit every month
  • Escrow is optional in most instances

1 Bank closing costs do not include recording fees or mortgage taxes. Low bank closing costs only apply to refinances less than $500,000. Property insurance and flood insurance, if applicable, are required on all collateral. Consumer loans only. NMLS# 421841