Finance your home by choosing from a variety of UCBI mortgage options with flexible rates and terms to fit your budget and lifestyle.


Contact a Mortgage Loan Officer

Mortgages for every life stage

Select the account that's right for you.

Home Equity Lines of Credit (HELOC)

Borrow against home
Potential tax savings
Easy access to funds

30-Year Fixed-Rate Mortgage

Predictable payments
Good for long-term plans
Competitive rate

15-Year Fixed-Rate Mortgage

Pay off quicker
Lower rates
Predictable payments

Adjustable Rate Mortgages (ARMs)

5/1, 7/1, 10/1 options
Lower initial rate
More flexibility


Flexible terms
Pay monthly, bi-weekly
Competitive rates

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