Personal Loans

United Community Bank's personal loans feature competitive rates and offer the ideal financial boost to purchase computers, appliances, furniture or to fund a small home-improvement project. We can tailor an installment loan that will fit your smaller borrowing needs.

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Personal Loans

  • Quick approval process and local decision-making
  • Choose from convenient payment options

Personal Lines of Credit 

  • Open a fixed-rate line of credit1 for extra cash when you need it 
  • Use your line of credit for personal overdraft protection
  • Access your line of credit through your existing checking account


Personal online banking customers can transfer funds from checking or savings accounts to make a loan payment as long as the accounts are viewable through online banking. [How to add/change the accounts you view through online banking]

Business online banking customers can transfer funds to make a loan payment by selecting 'Transfer List' from the Management Tools menu, then selecting 'Unrestricted Transfer'. 

IMPORTANT: Payments made before 6pm each business day will be applied same day.

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1 Upon credit approval.