Identity Theft

Your identity is one of the most valuable things you own. It's important to keep your identify from being stoken by someone who can potentially harm your good name and financial well-being. If you suspect your identity and personal information have been compromised, you should take action immediately.

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Learn To Protect Yourself From Identity Theft—United Community Bank Can Help 

Identity theft occurs when someone uses your name, address, Social Security Number, credit card or financial account numbers, passwords, and other personal information without your knowledge to commit fraud or other crimes. There are many techniques used by theives—Phishing, Pharming, Vishing, Smishing, Skimming, Spyware, Dumpster Diving—that put your identity and finances at risk. Identity theft is the fastest growing crime in the United States. According to the US Department of Justice statistics, it's now passing drug trafficking as the number one crime in America.   

How To Protect Your Identity 

Through education and awareness, you can protect yourself against identity theft. 

  • NEVER, EVER provide your account numbers to anyone unless you do so in person.
  • Manage your mailbox - do not leave bill payment envelopes in your mailbox with the flag up. Know your billing cycles.
  • Review your credit report from the three credit reporting agencies every year.
  • Never leave your purse or wallet unattended.
  • Store personal information in a safe place.
  • Shred documents you don't need.
  • Basic rule-of-thumb, don't take chances.

Steps To Take If You Become A Victim Of Identity Theft

If you believe you have been a victim of identity theft, there are steps to take to protect yourself. Take these steps immediately while also maintaining a chronology of events leading up to the crime. 

  • Contact your bank(s) and credit card issuers immediately.
  • File a police report.
  • Contact the three major credit bureaus.
    • TransUnion Credit Services (1-800-680-7289)
    • Equifax Credit Services (1-800-525-6285)
    • Experian Credit Services (1-888-397-3742)
  • Immediately report any incident to the Federal Trade Commission at or call 1-877-IDTHEFT (1-877-438-4338). 

Website Resources To Help Keep You Informed