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Your identity is one of the most valuable things you own. It's important to keep your identify from being stoken by someone who can potentially harm your good name and financial well-being. If you suspect your identity and personal information have been compromised, you should take action immediately.
Identity theft occurs when someone uses your name, address, Social Security Number, credit card or financial account numbers, passwords, and other personal information without your knowledge to commit fraud or other crimes. There are many techniques used by theives—Phishing, Pharming, Vishing, Smishing, Skimming, Spyware, Dumpster Diving—that put your identity and finances at risk. Identity theft is the fastest growing crime in the United States. According to the US Department of Justice statistics, it's now passing drug trafficking as the number one crime in America.
Through education and awareness, you can protect yourself against identity theft.
If you believe you have been a victim of identity theft, there are steps to take to protect yourself. Take these steps immediately while also maintaining a chronology of events leading up to the crime.