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United Community Bank Named to Forbes List of America’s Best 100 Banks

Bank Recognized for Fourth Consecutive Year

Forbes 2017 Best Banks

Blairsville, Ga. (Jan. 24, 2017) – United Community Banks, Inc. (NASDAQ: UCBI) (“United”) was recently recognized as one of America’s best performing banks by Forbes magazine for the fourth consecutive year.

“America’s Best and Worst Banks,” an article written by Kurt Badenhausen, ranked 100 of the largest publicly traded banks and thrifts nationwide. United Community Bank was again included in this prestigious list.

“We are honored to be named to this respected list of high-performing banks again this year,” said Lynn Harton, President and Chief Operating Officer. “This particular recognition is meaningful to us because it rewards our efforts to be a financially stable and profitable bank while our team is also consistently recognized for commitment to customer service.”

For eight consecutive years, Forbes has ranked the nation’s 100 largest publicly- traded banks on ten metrics including return on average tangible equity, return on average assets, net interest margin, efficiency ratio and net charge-offs as a percent of total loans. The magazine also factored in nonperforming assets as a percent of assets, risk-based capital ratio and reserves as a percent of nonperforming assets. Two metrics were tweaked slightly for this year’s ranking, according to the magazine.

Data for the ranking was provided by S&P Global Market Intelligence based on regulatory filings through September 30, 2016.

The complete ranking list can be found on the Forbes Magazine website.

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