Built on service. Focused on you.

Experience the United Community difference.

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Why Choose United Community

At United Community, we believe in combining top-of-the-line financial solutions with award-winning satisfaction for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.

Award-winning banking

When you partner with United toward your financial success, you’re in good hands. We’ve been providing customers with a secure and safe place to bank since 1950, and our teams have been consistently recognized for their outstanding service. A few of our recent awards include:

#1 in Customer Satisfaction with Consumer Banking in the Southeast, J.D. Power¹
America’s Most Trustworthy Companies, Newsweek²
America’s Best Banks, Forbes³
Top 50 Public Banks, S&P Global Market Intelligence⁴
World’s Best Banks, Forbes⁵
15 Greenwich Excellence Awards for U.S. Middle Market and Small Business Banking⁶
America’s Best Midsize Employers, Forbes⁷
Best Banks to Work For, American Banker⁸

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Full Access at your Fingertips

From coffee shops to carpool lines to your annual family reunion three states away, your account is always within reach. With our personal Online and Mobile Banking⁹ services, you get on-demand access to your accounts and the ability to:

Check your account activity from anywhere
Track your personal finances by linking multiple accounts
Deposit checks with your smartphone
Schedule bill payments

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Free ATMs across the southeast

United customers unlock surcharge-free access to a network of over 193 United ATMs and ITMs and over 1,260 Publix Presto! ATMs all across the southeast.

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Strengthened Security

Here at United Community, we take your security seriously. We work hard to protect your personal information and provide you with a dependable online experience. You’ll also receive access to a suite of security tools to help you securely and efficiently manage your finances.

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Ready to open an account with us?

It's easy to open your new United Community account online! Once you find your perfect account fit, you'll need these items handy to get started!

Social Security Number

We're required by federal law to collect your Social Security Number.

Minimum Opening Deposit

To begin, you'll need the minimum necessary to fund the account.

Government-Issued Photo ID

Provide your Driver's License, State-Issued ID, Military ID, Tribal ID, or Passport.

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More convenient ways to open an account.

Schedule an appointment or give us a call–whichever is easiest for you!

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Keep your finances in one place.

Checking Accounts

Looking for a checking account that can handle your day-to-day banking needs? We've got you covered with money-saving checking with overdraft protection.

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Savings Accounts

Open a savings account or CD to save for a rainy day and a bright future. Digital banking and mobile deposits making saving easier on the go.

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Home Loans and Mortgages

Together, we can make the home of your dreams a reality. All it takes is the right foundation.

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Credit Cards

Stack up rewards points, earn cash back, secure a low APR to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you.

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Business Banking

No matter how big or small your business is, we'll bring together the perfect team who know the local scene and have a nationwide perspective. Our main goal is to make sure your business smoothly transitions into the market where it aims to grow.

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Learning Center

Ways to Celebrate Financial Literacy with Your Family

United Community customers can enjoy Greenlight’s loved and trusted money app for free. Kids and teens earn money through chores, set savings goals, and spend wisely with their own debit cards. Parents automate allowance, set flexible controls, and get real-time notifications every time their kids spend money.

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How Mortgage Interest Works

When you borrow money to buy a home, you make payments on the interest every month as part of your monthly mortgage payment. The higher the interest rate, the higher your payment will be. Read the blog to learn how mortgage interest works.

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Best Practices for a Strong P@s$w0rd

Creating a strong password is a vital defense against unauthorized access to your online accounts. That’s why so many websites require one. Strong passwords protect you from hackers and malicious software. Here’s how to create them.

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J.D. Power 2024 U.S. Retail Banking Satisfaction Study
² America’s Most Trustworthy Companies published on March 29, 2023 by Newsweek Magazine
³ America's Best Banks published on February 14, 2023 by Forbes Media, LLC
⁴2022 Top 50 Public Banks published on March 22, 2023 by S&P Global Market Intelligence
⁵ World’s Best Banks published on April 11, 2023 by Forbes Media, LLC
⁶2023 Greenwich Excellence Awards for U.S. Middle Market and Small Business Banking published February 21, 2024
⁷America’s Best Midsize Employers published on February 15, 2023 by Forbes Media, LLC
⁸ American Banker 2023 "Best Banks to Work For"
⁹Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.