Welcome to United Community Bank

On Saturday, November 13, Aquesta Bank became United Community Bank.

With a shared commitment to quality service, the team members you know and trust are excited to assist you as part of the United family. Together, we will continue providing personalized financial solutions to you, our valued customers, along with expanded access to the United Personal and Business banking products and services. 

Online and Mobile Banking

Access your account, pay bills, transfer funds, manage your personal finances and more from the comfort of your home with the help of our digital banking solutions. 

Enhance your Digital Experience

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Mobile Banking App

Bank anywhere, 24/7 with our mobile banking app. Deposit checks directly to your account from your smartphone1 and receive important notifications by text or email.
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Digital Bank Statements

View, search, save and print statements for all your United Community Bank accounts. It’s totally free, and you can do it from home, or on the go using our Online and Mobile Banking options. Simply edit your 'Delivery Options' settings within your digital banking accounts and follow the directions.
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Card Controls

With Card Controls, you can establish spending limits, set alerts, turn your card off and back on again, and view your recent transactions right from your smartphone. Plus, it's all accessible from within United Mobile Banking!

Join our Community on Social Media

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Book an Appointment

While many aspects of your life may be on pause, money management never stops. We recognize that certain services do require a visit to our lobby and for such situations, we are happy to book an appointment with you. 


About United

United Community Banks, Inc. (NASDAQGS: UCBI) provides a full range of banking, wealth management and mortgage services for relationship-oriented consumers and business owners. At March 31, 2022, United had $24.4 billion in assets and 198 offices in Florida, Georgia, North Carolina, South Carolina and Tennessee, along with a national SBA lending franchise and a national equipment lending subsidiary. The company, known as “The Bank That SERVICE Built,” has been recognized nationally for delivering award-winning service. In 2022, J.D. Power ranked United highest in customer satisfaction with consumer banking in the Southeast, marking eight out of the last nine years United earned the coveted award. United was also named one of the "Best Banks to Work For" by American Banker in 2021 for the fifth consecutive year based on employee satisfaction. Forbes recognized United as one of the top ten World’s Best Banks in 2022. Forbes also included United on its 2022 list of the 100 Best Banks in America for the ninth consecutive year. United also received ten (10) Greenwich Excellence Awards in 2021 for excellence in Small Business Banking and Middle Market Banking, including national awards for Overall Satisfaction and Likelihood to Recommend. Additional information about United can be found at www.ucbi.com.


If you have additional questions regarding the transition of your account(s) or need further clarification at this time, please do not hesitate to contact your local branch or call us at 1-800-UCBANK1 (1-800-822-2651).

Frequently Asked Questions

Will I need new checks or deposit slips for my deposit accounts?

Please continue using your current checks or deposit slips. Both your account number and the Seaside Bank and Trust routing number will remain the same.

Why is my bank joining with United Community Bank?

Like Seaside, United Community Bank has always placed a tremendous focus on people, both employees and clients. United abides by the same philosophy upon which the bank was founded in 1950, which is simply to “treat clients and colleagues the way we want to be treated.”

Seaside lives by these same principles, and it is exciting to join our two excellent, relationship-centered teams together, bringing access to new services such as: mortgage and specialized business lending expertise including renewable energy financing, asset-based lending, new market tax credits and expanded SBA lending. Whether assisting you with your current services or discussing new ones, we are committed to continuing as the banking partner you have come to know and trust.

Why is Seaside Bank and Trust making changes to my accounts, debit card and online banking system?

On July 1, 2020, Seaside Bank and Trust and United Community Bank joined forces. Together, we are committed to delivering the same personalized care you enjoy today, but with the added benefit of expanded services to meet your needs, goals and aspirations. You will continue to enjoy the same convenience and service from the team of Seaside Bank and Trust professionals you know and trust, at the same locations.

Seaside Bank and Trust’s operating system will be fully integrated into the United operating system the weekend of February 19. As a result, the accounts and services you have with Seaside Bank and Trust will undergo some changes. Effective February 20, all of your accounts and services will be subject to the Terms and Conditions enclosed within the Product and Services Transition Guide.

More than anything, we are working to ensure these changes are as seamless as possible.

Will I continue to work with my dedicated Seaside Client Advisor and Financial Concierge?

Yes, the Seaside Client Advisor and Financial Concierge you know and trust is committed to assisting you through this system integration. Your Client Advisor and Financial Concierge is backed by a team of professionals that also have a high commitment to client service and local relationships. You should continue to conduct your banking as you always have and you will continue to experience the same great service from the team of bankers you have come to know and trust.

Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.