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Accounts Payable Services

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A penny earned... and paid.

Enjoy convenient access to your money and never be left in the dark. When you streamline your payment processes with us, you'll save time, money and headaches.
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ACH Origination

Electronically pay employees and vendors while managing your company's transactions more efficiently with our ACH services.
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Business Debit Cards

With a MasterMoney Easy Savings® debit card, you'll get on-the-go access to your money plus special savings opportunities! It's a win-win for your bank account.
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Direct Deposits

Simplify your life and automate your payroll with direct deposit. Checking, savings, United customer or not, we'll make sure the right person gets their money.
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Payroll Services

We've teamed up with Heartland Ovation, Inc., in Alpharetta, GA, to bring you the best payroll solutions on the market. Plus, you'll get it all at a special discount!
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Purchasing Card

Take control of your corporate spending with One Card. Decrease costs on check processing, invoices and purchase orders, and manage your transactions with this innovative payment solution.
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Tax Payments

We can't do anything about tax rates, but we can help you submit your state and federal tax payments online easily and securely.
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Wire Transfers

Easily move money to and from your United Community Bank account in a cost-effective way with our Wire Transfer service.
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Zero Balance Accounting

When you link your company's accounts, we'll net the balance of each subsidiary account to the main account once your daily banking transactions have posted.

Meet the Team

DianeBecton Image

Diane Becton

Vice President, Regional Treasury Solutions Consultant

VicCordone Image

Vic Cordone

Vice President, Regional Treasury Solutions Consultant

EmilyDixon Image

Emily Dixon

Vice President, Regional Treasury Solutions Consultant

KenitraNeary Image

Kenitra Neary

Vice President, Regional Treasury Solutions Consultant

WillWard Image

Will Ward

Vice President, Regional Treasury Solutions Consultant

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

Mail:
United Community Bank
ISAOA/ATIMA
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at http://www.expressinsuranceinfo.com/3076927

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

What SEC code should I use when originating ACH transactions?

When you originate ACH, you are directed to select a three-character code that identifies the recipient of the transaction. Please be sure you’re selecting the correct SEC code:

  • Select PPD if the recipient is a person or consumer and written authorization is obtained.
  • Select CCD if the recipient is a company or organization and written authorization is obtained.

Didn't find what you are looking for?

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Learning Center

4 Strategies to Pay Off Your Mortgage Faster

By United Community Mortgage Services

If you’re a homeowner, your house payment is probably one of the highest bills you pay each month. So imagine what life would be like if you could eliminate that monthly expense.

Check out our four strategies to learn more about ways you could potentially pay off your mortgage years before you’re obligated to and, in the process, save thousands of dollars.1
 
Read Article

Protect Yourself from Cybercrime

Every 40 seconds, a new cyber-attack starts1. With cybercrime increasing every year, it’s more important than ever to make sure your personal information is secure.

Thankfully, you don’t need a degree in IT or complete knowledge of hacking methods to protect yourself. Small, simple actions will make an exponential difference in your personal security and decrease your risk for fraud.

Read Article

5 Things to Consider Before Buying a Second Home

By United Community Mortgage Services

I think it’s safe to say we’ve all spent more than our fair share of time at home lately. And that might have you thinking about buying that home on the lake, beachfront getaway or mountain retreat – somewhere you can quickly and easily get away for a few days (or even a few months!).

But before you make an offer on a second home, you need to do your research to make sure that investment really makes sense for you.
Read Article