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Accounts Receivable Services

Get In Touch

No maydays on paydays.

These quick and secure services match the pace of your day so you can stop stressing and stay focused on the success of your business. 
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ACH Origination

Use ACH to collect payments from customers or concentrate cash between multiple bank accounts.
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Merchant Services

Now you can accept payments from credit and debit cards and provide the payment flexibility your customers expect.
remote deposit capture

Remote Deposit Capture

Save yourself a trip to the branch. Deposit checks securely into your account without ever leaving work.
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SmartSafe

Streamline your deposit process by using SmartSafe to manage your cash capture onsite. Deposit cash into your UCBI safe and receive account credit on the same business day.
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Lockbox Services

Secure Lockbox solutions help safeguard your transactions and information while providing an efficient payment collection and deposit process.
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Healthcare Remittance

Streamline your claims process and payments system. When you use our Healthcare Remittance Service in conjunction with our Lockbox Service, you'll increase accuracy and efficiency, reduce costs, improve collections and eliminate write-offs.

Meet the Team

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Diane Becton

Vice President, Regional Treasury Solutions Consultant

VicCordone Image

Vic Cordone

Vice President, Regional Treasury Solutions Consultant

EmilyDixon Image

Emily Dixon

Vice President, Regional Treasury Solutions Consultant

KenitraNeary Image

Kenitra Neary

Vice President, Regional Treasury Solutions Consultant

WillWard Image

Will Ward

Vice President, Regional Treasury Solutions Consultant

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

Mail:
United Community Bank
ISAOA/ATIMA
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at http://www.expressinsuranceinfo.com/3076927

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

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Learning Center

You can buy a home without putting 20% down

You don’t need 20% down to buy a home. Say it louder for the people in the back – you don’t need 20% down to buy a home.

That down payment requirement is one of the most common misconceptions when it comes to getting a mortgage and one of the biggest reasons so many people think they won’t qualify for financing.
 
Read Article

Can someone explain purchasing power?

Purchasing power is probably one of those terms that frequently gets thrown around. If we’re being completely honest, it’s also one of those terms that’s a little difficult to wrap your head around. Long story short: as interest rates go down, you can increase the amount you spend on a property without increasing the amount you pay each month.

 
Read Article

What’s in my monthly mortgage payment?

By United Community Mortgage Services

When you decide to buy a home, a monthly mortgage payment is just a part of the deal. What you may not know, however, is that there are four main components of your mortgage that determine the size of your monthly payment. 
Read Article