Paycheck Protection Program Updates

March 9, 2021

At this time, we are no longer accepting interest form submissions for new PPP loan applications.

If you have already submitted an interest form for a first or second draw PPP loan through United, your application link will be distributed directly to your email inbox. Please reach out to your banker or with any questions you have. 

What's new with this round of PPP?

The Biden-Harris administration announced several reforms to this round of PPP applications and funding with the intention of making funds more easily-accessible to organizations with fewer than 20 employees, sole proprietors, independent contractors and self-employed individuals. Click here for information from the SBA on the changes enacted this time around. 

Other program changes include:

  • Institute a 14-day period, starting Wednesday, during which only businesses with fewer than 20 employees can apply for relief through the Program.
  • Help sole proprietors, independent contractors, and self-employed individuals receive more financial support.
  • Consistent with a bipartisan bill, eliminate an exclusionary restriction that prevents small business owners with prior non-fraud felony convictions from obtaining relief through the Paycheck Protection Program.
  • Eliminate an exclusionary restriction that prevents small business owners who are delinquent on their federal student loans from obtaining relief through the Paycheck Protection Program.
  • Ensure access for non-citizen small business owners who are lawful U.S. residents by clarifying that they may use Individual Taxpayer Identification Numbers (ITINs) to apply for relief.
Submit an Interest Form


Click here to learn more from the SBA about the Paycheck Protection Program.

Protecting your business from PPP fraud

Following the allocation of hundreds of billions of PPP funds earlier this year, the SBA warned about a potential increase in scams and fraud occurrences concerning government funding options. Unfortunately, they were right. Scammers are posing as government officials or claiming to represent the SBA offering assistance or making demands as part of the loan forgiveness process. Click on the button below to learn more about how to protect your business from PPP fraud.

United CARES Act Resources for You

COVID-19 has significantly impacted nearly every business in our community. The resources below provide guidance to help navigate this unprecedented time. 

Additional Lending Options

We are proud to offer an array of specialized, SBA lending options. If you are considering the best path forward for your business, our lending experts would be happy to talk you through your options and help find the right financial solution to help you keep the doors open and get your people back to work. 

If there is anything we can do apart from the Paycheck Protection Program to assist with your financial needs, please contact your banker or local branch. If you are interested in other possible financial assistance, the SBA has provided a list of relief options here.


Looking for archived PPP updates and news? 

  Click Here

United Community Bank will not pay fees to or otherwise compensate anyone acting as an agent of the business for advising on or assisting in the preparation of the Paycheck Protection Program loan application, forgiveness application or otherwise.

The information provided is accurate and updated as of March 9, 2021. Terms and conditions are subject to change.