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Welcome to our newest branch in Charleston.

Experience the United difference in the downtown Charleston area.


Visit Our Downtown Charleston Branch

We're thrilled to open our first full-service retail branch on the peninsula to meet our customers' needs. Visit us or give us a call at 843-973-5130 to talk through your banking options or the best way to meet your financial goals. We're here to help!

997 Morrison Drive
Suite 150
Charleston, SC 29403

Say Hello to Our Branch Manager

Reach out to Bhaumik to talk through your banking options and our current special rates.

BhaumikDesai Image

Bhaumik Desai

Branch Manager

Certificate of Deposit (CD)1 Special Offer

Save for your future with fixed, competitive rates and flexible term limits.1 We offer Personal and Commercial CDs at a special rate.


Minimum to Open


11-month $2,500


23-month $2,500 3.50%

To take advantage of this offer, please stop by our downtown Charleston branch. CDs opened online will default to our standard rate.  

Why Choose United Community Bank

At United, we believe in combining top-of-the-line financial solutions with award-winning satisfaction for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.

Full Access at Your Fingertips

From coffee shops to carpool lines to your annual family reunion three states away, your account is always within reach. With our personal Online and Mobile Banking2 services, you get on-demand access to your accounts and the ability to:

  • Check your account activity from anywhere
  • Track your personal finances by linking multiple accounts
  • Deposit checks with your smartphone
  • Schedule bill payments 

Free ATMs Across the Southeast

United customers unlock surcharge-free access to a network of over 200 United branches and over 1,260 Publix Presto! ATMs all across the southeast.

Strengthened Security

Here at United, we take your security seriously. We work hard to protect your personal information and provide you with a dependable online experience. You’ll also receive access to a suite of security tools to help you securely and efficiently manage your finances. 

Learning Center

Home Renovations that Spark Joy

By United Community Mortgage Services

Pulling the trigger on a big house project is a tough decision—it can be expensive, not to mention inconvenient. But the results of a new study show most of those projects do pay off, both in resale value and homeowner joy.

Read Article

5 Ways to Prepare for a Baby Financially

If you’re growing your family, congratulations are in order. You’re embarking on an exciting adventure. Taking some time to plan for the financial realities can go a long way toward putting your money where it will matter most in this new stage of life.
Read Article

Debt Paydown: What’s the Plan?

The amount of credit card debt consumers owe rose 13% this year, according to The Federal Reserve Bank of New York. Auto loans and mortgages also trended up. Even still, many have found ways to pay down their debt while making ends meet. Use these tips and tools to create your own debt paydown plan.
Read Article

1Annual percentage yields are current as of 3/30/2023. The minimum balance required to open the account and obtain the APY is $2,500. A penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.

2Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.