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#1 in Customer Satisfaction  #1 in Convenience


Make the switch to the bank that's #1 in Customer Satisfaction with Consumer Banking in the Southeast, 7 out of the last 8 years.

when you open a new checking account1and 
meet qualification requirements. 

Click here for full details.


Why switch to United Community Bank?

We believe that banking can and should be personal. Service is at the core of who we are, and we strive each day to make a meaningful difference for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.

Award-Winning Customer Satisfaction

United is ranked #1 in Customer Satisfaction with Consumer Banking in the Southeast according to the J.D. Power 2021 U.S. Retail Banking Satisfaction Study‚Ą†. United has received this recognition seven out of the past eight years, a testament to the bank’s commitment to having a strong foundation of customer satisfaction. United is also the most trusted consumer bank in the southeast.

Full access at your fingertips.

From coffee shops to carpool lines to your annual family reunion three states away, your account is always within reach. With our personal Online and Mobile Banking2 services, you get on-demand access to your accounts and the ability to:

  • Check your account activity from anywhere
  • Track your personal finances by linking multiple accounts
  • Deposit checks with your smartphone
  • Schedule bill payments 

Discover the Best Checking Solution for You

United Checking
  • $50 minimum to open
  • $8 monthly service charge
  • Free access to United ATMs and Publix Presto! ATMs
  • And more!
United Signature Checking
  • $1,000 minimum to open
  • $25 monthly service charge (with options to avoid fees)
  • Free access to United ATMs and Publix Presto! ATMs
  • Free exclusive United Signature Banking checks
United Checking for 55+
  • $25 minimum to open
  • No monthly service charge
  • Free access to United ATMs and Publix Presto! ATMs
  • Free standard wallet checks

Ready to make the switch to United?

It's easy to open your new United Community Bank account online! Once you find your perfect account fit, you'll need these items handy to get started!

Use promo code:  Checking200

More convenient ways to open an account.

Schedule an appointment or give us a call–whichever is easiest for you!

Schedule an Appointment

Keep your finances in one place.

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Checking Account

Whether you’re just getting started financially, or you’re a seasoned pro, we have the best checking accounts for exactly what you need.
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Savings Account

Whether you’re saving for retirement, building a nest egg for the future or creating an emergency fund for a time in need, United Community Bank has the right savings option for you.
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Home Loans and Mortgages

Together, we can make the home of your dreams a reality. All it takes is the right foundation.
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Credit Cards

Stack up rewards points, earn cash back, secure a low APR to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you. 
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Plan for your tomorrow by investing today. We have the right investment opportunities for you.
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Business Banking 

We didn't make it onto Forbes' 2020 list of World's Best Banks for nothing. When it comes to your company, we mean business. 

Learning Center

The Company Culture of Giving Back

Whether you’re planning the perfect Christmas morning for your kids, or donating presents to a family in need, giving is fundamental to the holiday season. This time of year can be busy, but it can also be the perfect time to implement small but meaningful changes that will benefit your business, your employees, and your community for years to come.
Read Article

How to be a Legendary Saver

By Jefferson Harralson, CFO of United Community Bank

I am often asked about tips on financial wellness and how to best save money. Saving is hard—and it can often feel overwhelming, and even unnatural. However, becoming a great saver is an important step on the road to financial wellness and a healthier, more stable life.

Read Article

Digital Steps to Simplify your Holidays

We may not be able to help pick out the perfect present or mediate the family drama, but we can make sure banking isn’t an extra worry this holiday season. Here’s our top digital tool picks that’ll help simplify your financial life during the most wonderful time of the year.
Read Article

1Eligibility & Qualifications: Open a new United Checking, United Checking for 55+ or United Signature Checking by March 31, 2022 at a United Community Bank branch or online at Promo code must be presented at account opening and is non-transferrable.
RECEIVE $200 WITH UNITED CHECKING, UNITED CHECKING FOR 55+ OR UNITED SIGNATURE CHECKING. Customers must qualify for the account, make the required minimum opening deposit, and have met the following criteria by the end of an initial 90-day qualification period in order to receive the $200 welcome offer:  1) Receive cumulative direct deposits of at least $2,000 which includes salary, pension, Social Security, or other regular recurring monthly income. Internal account transfers, deposits made at banking locations, by mobile deposits and ATM deposits do not qualify as a direct deposit.; AND 2) complete 10 or more debit card purchases. Transactions must post to the account within the 90-day qualification period. ATM withdrawals do not qualify.  Monthly service charges and other miscellaneous fees may apply.
The welcome offer is not available to existing United Community Bank personal checking customers or those that have closed a personal checking account within the past 12 months at United Community Bank or any of its predecessors. Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. The welcome offer will be transferred into the newly established checking account within 45 days after the end of the qualification period. The welcome offer may be subject to tax reporting, applicable 1099 may be sent for tax purposes and the customer is responsible for any applicable taxes. One welcome offer per household. United Community Bank reserves the right to amend or cancel any part of this offer at any time. Please speak with a United banker for details.
Account openings are subject to Bank approval and may be declined based on certain factors.

SMFor J.D. Power 2021 award information, visit

2Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.