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Customer Support

Phone:
1-800-UCBANK1 (1-800-822-2651)
Hours:
Monday-Friday: 8:00am-6:00pm EST
Saturday: 9:00am-12:00pm EST
After hours? Send us a message
Additional contact options 
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Possibilities achieved through homeownership.

United Community Mortgage Services is proud to offer an affordable loan program designed to meet the needs of the communities we serve.

 

PATH Loan Features1

  • Fixed rate, fully amortizing mortgage loan
  • No mortgage insurance
  • Maximum loan amount up to conforming loan limit
  • Census tract eligibility is limited to those qualified tracts located in United Community Bank's footprint
  • Up to 100% financing available
    • Low or moderate tract income without limitations
    • Minority Census Tracts >49% minority without income limitations
    • <80% MSA Medium Income (exluding rural areas)
  • Maximum debt-to-income of 43%
  • The PATH Loan is for the purchase of owner occupied primary residences only
Start Your ApplicationConnect with a Mortgage Expert

Ready to get started?

Begin your secure application now.

 


 

Find out how these new financing options can benefit you. 
Connect with your local lender today!

Call 1-800-914-8224 to get started.

Connect with a local lender.

Preferred Contact Method:
Are you a current customer?
How can we help you?

You can also contact our mortgage experts at 1-800-914-8224.

 

Learning Center

Why are mortgage interest rates rising?

By United Community Mortgage Services

Mortgage interest rates are rising, and they’re rising fast. In fact, we’ve seen the fastest rise in rates since 1987. So, what’s fueling the surge? Read more to find out.
 
Read Article

How can I take advantage of my home’s equity?

By United Community Mortgage Services

If you’ve been paying any attention to the housing market, you know home prices have skyrocketed. In the last two years, they’ve jumped nearly 33%! 
Read Article

5 Home Buying Myths

By Jennine Hunter, MLO

There are a lot of myths about the home buying process, especially in underserved communities. As a community mortgage lending specialist, I work to debunk myths like these and help people move toward homeownership.1 Here are five of the most common myths I’ve heard.
Read Article
Explore the Learning Center

United Community Bank Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). Normal credit criteria apply. 1Restrictions apply. Not all borrowers will qualify. This is not a commitment to lend. Geographic eligibility is restricted to FL, GA, NC, SC and TN and for qualified assessment areas within each state.