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Customer Support

Phone:
1-800-UCBANK1 (1-800-822-2651)
Hours:
Monday-Friday: 8:00am-6:00pm EST
Saturday: 9:00am-12:00pm EST
After hours? Send us a message
Additional contact options 
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Possibilities achieved through homeownership.

United Community Mortgage Services is proud to offer an affordable loan program designed to meet the needs of the communities we serve.

 

PATH Loan Features1

  • Fixed rate, fully amortizing mortgage loan
  • No mortgage insurance
  • Maximum loan amount up to conforming loan limit
  • Census tract eligibility is limited to those qualified tracts located in United Community Bank's footprint
  • Up to 100% financing available
    • Low or moderate tract income without limitations
    • Minority Census Tracts >49% minority without income limitations
    • <80% MSA Medium Income (exluding rural areas)
  • Maximum debt-to-income of 43%
  • The PATH Loan is for the purchase of owner occupied primary residences only
Start Your ApplicationConnect with a Mortgage Expert

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Begin your secure application now.

 


 

Find out how these new financing options can benefit you. 
Connect with your local lender today!

Call 317-529-5393 to get started.

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Learning Center

Don’t let Higher Rates put Your Moving Plans on Hold

By United Community Mortgage Services

When mortgage interest rates start rising, the housing market typically slows down. Many buyers shy away from moving forward with a purchase, hoping to “time the market” by locking in a mortgage rate when rates drop. If that’s your strategy, here’s what you need to know.
Read Article

Key Players in the Home-Buying Process

By United Community Mortgage Services

Buying a home isn’t a one-player game. You’re going to work with a number of people throughout the process. 
Read Article

5 Ways to Help Your Child Buy a Home

By United Community Mortgage Services

If your child is looking to buy a home, there are many ways you can support them. Check out these options and choose what you’re comfortable with.
Read Article
Explore the Learning Center

United Community Bank Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). Normal credit criteria apply. 1Restrictions apply. Not all borrowers will qualify. This is not a commitment to lend. Geographic eligibility is restricted to FL, GA, NC, SC and TN and for qualified assessment areas within each state.