Your first step is to talk to one of our mortgage experts (an MLO). After that conversation, we’ll determine the best loan products and interest rates available to you based on information you provide. Be prepared to share bank statements, W2s, paystubs, tax returns (in some cases), and a government issued ID. We use a secure, digital portal to collect and make it easy to share all of these documents.
The PATH loan also requires proof of your last 12 months of rental payments, so if you’re interested in this option, it’ll be helpful to have those on hand. You can use canceled checks used to pay rent, get a letter from your landlord, or provide bank statements showing a recurring debit from your bank account.