Depending on how the payment is sent, the recipient will receive either a text message or email notification. In that notification there will be a link directing to webpage two options. The first is to enter their debit card information in the provided form, which will be used to process the payment to their account. If the recipient does not have a debit card, or their debit card will not accept the payment, they can instead navigate to the second option by selecting the webpage link titled "Receive with your checking account." This option uses ACH to deposit the payment into their checking account once the recipient provides their account information. When using the ACH payment option, a payment will appear in the recipient’s checking account in 2-4 business days.