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Customer Support

Phone:
1-800-UCBANK1 (1-800-822-2651)
Hours:
Monday-Friday: 8:00am-6:00pm EST
Saturday: 9:00am-12:00pm EST
After hours? Send us a message
Additional contact options 
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Budget Builder

Start Saving Today
Building a budget is hard, sticking to a budget is even harder. Did you know that unrealistic or arbitrary goals are a huge reason why so many budgets end up failing? So, how do you set realistic expectations and begin building a budget that won't flop the moment expenses get tight? The first step is to lay the groundwork and get aquainted with your current cashflow. Take a look at the budgeting calculators below to get started. 
 

Let's get calculating!

How much am I spending?

What will it take to pay off my balance?

How much should I set aside for emergencies?

What's it worth to reduce my spending?
Did you know that you can manage your personal finances from within Online and Mobile Banking? Our My Money Manager tool makes it easy to calculate net worth, set budgets, view spending habits and trends, set up a debt payment plan, as well as view your balances and transaction activity from your other financial institutions. Log in to online banking to get started.

Learn More
United Savings
Open Your Account

Isn’t it funny how Plan A and B always become Plan C-Ya? Now, planning has never been so easy, or secure with our convenient interest-earning savings account.

  • $100 minimum deposit to open
  • Daily balance of $100 necessary to earn interest and avoid service charge1
  • Competitive interest rates while retaining access to your funds
  • Six free withdrawals each quarter2
United Money Market
Open Your Account

Earning primo interest rates is the name of the game with this high-yield Money Market account.

  • $1,500 minimum deposit to open
  • Daily balance of $1,500 necessary to avoid service charge3
  • Account balance earns you graduated interest rates
  • Six free withdrawals each month4
United Student Savings
Visit Your Branch

If you are 22 or younger, start planning for your future with our interest-earning savings account. Your future self will love you for it.

  • No minimum deposit to open
  • No service charge
  • Competitive interest rates while retaining access to your funds
  • Six free withdrawals each quarter2
Certificates of Deposit
Open Your Account

Time might pass you by, but your dollars won’t in the process. Earn more on your money with one of our CD options.

  • 9, 11, and 23-month options available
  • Competitive rates
  • Interest earned on your CD will be compounded daily and credited to your certificate of deposit monthly.

1 A service charge of $5.00 will be imposed every quarter if the balance in the account falls below $100.00 any day of the quarter.

2 A $2.00 excessive withdrawal fee will be imposed for every withdrawal above 6 per quarter.

3 Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained.

4 A $10.00 excessive withdrawal fee will be imposed for every withdrawal above 6 per month.

5 Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.