Mortgage Calculator

Apply Now

How much house can I afford?

Buying a house is exciting. Nothing beats walking through an open house for your dream home and imagining your life within its walls. Before you get too attached, however, it's important to understand exactly how much you can and should be spending. 

Let's get started.

While most financial advisors recommend you shouldn’t spend more than 28% of your gross monthly income on housing, it really comes down to what you’re comfortable spending each month and how much you qualify for. Our team of expert Mortgage Loan Originators is here to walk you through the pre-qualification process. To get started, begin your digital application in our secure online portal, or call 1-800-914-8224 to talk to a United Community Mortgage Services lender.

Apply Now