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In observance of Martin Luther King Jr. Day, all branches and customer support will be closed Monday, January 18. Online and Mobile Banking services will be available. For more holiday closings, click here. 
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How much house can I afford?

Buying a house is exciting. Nothing beats walking through an open house for your dream home and imagining your life within its walls. Before you get too attached, however, it's important to understand exactly how much you can and should be spending. 

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While most financial advisors recommend you shouldn’t spend more than 28% of your gross monthly income on housing, it really comes down to what you’re comfortable spending each month and how much you qualify for. Our team of expert Mortgage Loan Originators is here to walk you through the pre-qualification process. To get started, begin your digital application in our secure online portal, or call 1-800-914-8224 to talk to a United Community Mortgage Services lender.

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