Richard has 25 years of banking, mortgage, and management experience. He currently is the leader of the Consumer Direct Mortgage team at United Community Bank. Richard is a graduate of Belmont Abbey College, and lives in Charlotte with his wife and three daughters. As a mortgage professional he is passionate about helping his clients reach their dream of homeownership. He and his team engage with clients over the phone and in the digital space with cutting edge technology. Richard and team are excited to deliver an industry leading experience to all United Community Bank clients!