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Built on service. Focused on you.

 

Experience the United Community Bank difference.

 
 

Why Choose United Community Bank

At United Community Bank, we believe in combining top-of-the-line financial solutions with award-winning satisfaction for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.

Branches throughout the southeast for your convenience.

Thanks to our network of branches and ATMs all across Georgia, North Carolina, Tennessee and South Carolina, we're never too far away. Access our convenient branch locater or schedule an appointment at your local branch today. We'd love to see you! 

Here for you, no matter what.

You expect convenient access to your accounts and banking resource, which is why we work hard to provide safe and simple ways to conduct your banking. Whether you prefer to swing through our drive-thru, meet safely in-person in your local lobby or contact us over the phone, you'll receive the same, exceptional service and personal care. 

Free ATMs across the southeast.

United customers unlock surcharge-free access to a network of over 190 United ATMs and over 1,260 Publix Presto! ATMs all across the southeast.

An easy-to-use online banking experience.

From coffee shops to carpool lines to your annual family reunion three states away, your account is always within reach. With our personal Online and Mobile Banking1 services, you get on-demand access to your accounts and the ability to:

  • Check your account activity from anywhere
  • Track your personal finances by linking multiple accounts
  • Deposit checks with your smartphone
  • Schedule bill payments 

Keep your finances in one place.

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Checking Account 

Whether you’re just getting started financially, or you’re a seasoned pro, we have the best checking accounts for exactly what you need.
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Savings Account

Whether you’re saving for retirement, building a nest egg for the future or creating an emergency fund for a time in need, United Community Bank has the right savings option for you.
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Business Banking 

We didn't make it onto Forbes' 2020 list of World's Best Banks for nothing. When it comes to your company, we mean business. 
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Investing

Plan for your tomorrow by investing today. We have the right investment opportunities for you.
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Home Loans and Mortgages

Together, we can make the home of your dreams a reality. All it takes is the right foundation.
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Credit Cards

Stack up rewards points, earn cash back, secure a low APR to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you. 


Ready to open an account with us?

It's easy to open your new United Community Bank account online! Once you find your perfect account fit, you'll need these items handy to get started!

More convenient ways to open an account.

Schedule an appointment or give us a call–whichever is easiest for you!
 

Learning Center

Why are mortgage interest rates rising?

By United Community Mortgage Services

Mortgage interest rates are rising, and they’re rising fast. In fact, we’ve seen the fastest rise in rates since 1987. So, what’s fueling the surge? Read more to find out.
 
Read Article

How can I take advantage of my home’s equity?

By United Community Mortgage Services

If you’ve been paying any attention to the housing market, you know home prices have skyrocketed. In the last two years, they’ve jumped nearly 33%! 
Read Article

Prepare Your Small Business for Big Things

There’s nothing small about starting a small business. From formulating a business plan to developing a financial path, the right planning can help you make big strides toward your goals.
Read Article

1Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.