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    Built on service. Focused on you.

    Why Choose United Community

    At United Community, we believe in combining top-of-the-line financial solutions with award-winning satisfaction for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.


    banker helping a customer

    The United Difference

    Our bankers are relationship focused. We don't push products, we find financial solutions that are best for your goals, your family, and your lifestyle.

    Along with your dedicated banker, you'll have access to a team of highly experienced, multi-disciplined professionals who have been consistently recognized for their outstanding service. A few of our recent awards include:

    • World’s Best Banks, Forbes1
    • America’s Most Trustworthy Companies, Newsweek2
    • America’s Best Banks, Forbes3
    • Top 50 Public Banks, S&P Global Market Intelligence4
    • #1 in Customer Satisfaction with Consumer Banking in the Southeast, J.D. Power5
    • 15 Greenwich Excellence Awards for U.S. Middle Market and Small Business Banking6
    • America’s Best Midsize Employers, Forbes7
    • Best Banks to Work For, American Banker8
    banker collaborating with customer

    Our Commitment to You

    United has been providing customers with a secure and safe place to bank since 1950. We take the commitment to our customers seriously and will continue to protect our customers and their investments. We have a diversified portfolio, and we don’t have significant concentrations of customers, either by industry or by size. We have always believed in diversification, which helps provide stability in times of economic uncertainty.
     
    man at a United ATM with new United Community logo

    Free ATMs across the Southeast

    United customers unlock surcharge-free access to a network of over 193 United ATMs and ITMs and over 1,260 Publix Presto! ATMs all across the southeast.
    United's digital banking on a tablet

    Full Access at your Fingertips

    From coffee shops to carpool lines to your annual family reunion three states away, your account is always within reach. With our personal Online and Mobile Banking9 services, you get on-demand access to your accounts and the ability to:

    • Check your account activity from anywhere
    • Track your personal finances by linking multiple accounts
    • Deposit checks with your smartphone
    • Schedule bill payments 

    Keep your finances in one place.

    Checking Accounts

    Looking for a checking account that can handle your day-to-day banking needs?  We've got you covered with money-saving checking with overdraft protection. 

    Learn More

    Savings Accounts

    Open a savings account or CD to save for a rainy day and a bright future. Digital banking and mobile deposits making saving easier on the go.
    Learn More

    Home Loans and Mortgages

    Together, we can make the home of your dreams a reality. All it takes is the right foundation.
    Learn More

    Credit Cards

    Stack up rewards points, earn cash back, secure a low APR to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you.
    Learn More

    Business Banking

    No matter how big or small your business is, we'll bring together the perfect team who know the local scene and have a nationwide perspective. Our main goal is to make sure your business smoothly transitions into the market where it aims to grow.
    Learn More

    Ready to open an account with us? 

    It's easy to open your new United Community account online! 

    More convenient ways to open an account.  

    Schedule an appointment or give us a call–whichever is easiest for you!
     

     

    Learning Center

    Couple who bought their first home Make Buying a Home More Affordable
    When interest rates rise, your home-buying budget goes down. That’s because more of your monthly payment is going toward paying interest instead of paying down the money you borrowed. But there are ways to make homeownership more affordable so that you can buy the home of your dreams.
     
    Read Article
    text scam on mobile device Protecting Yourself from Text Phishing Scams: A Guide to Safeguarding Your Finances
    Recently, there has been a surge in text phishing scams that seem to come from legitimate fraud prevention centers. They can be very convincing, but there are still several red flags you can watch for to protect your money and keep yourself from falling for it—and other scams like it. 
    Read Article
    new home construction FAQs about United Community Mortgage’s Construction-to-Permanent and Construction-Only Loan Products
    Financing a new home build might be something you’ve never done before. At United, we’re committed to making sure you know what to expect every step of the way. That’s why we put together this guide to help you navigate the process.
    Read Article
    1.  World’s Best Banks published on April 11, 2023 by Forbes Media, LLC
      2 America’s Most Trustworthy Companies published on March 29, 2023 by Newsweek Magazine
      3 America's Best Banks published on February 14, 2023 by Forbes Media, LLC
      2022 Top 50 Public Banks published on March 22, 2023 by S&P Global Market Intelligence
      5 J.D. Power 2022 U.S. Retail Banking Satisfaction Study
      2023 Greenwich Excellence Awards for U.S. Middle Market and Small Business Banking published February 21, 2024
      ​7 America’s Best Midsize Employers published on February 15, 2023 by Forbes Media, LLC
      8 American Banker 2023 "Best Banks to Work For" 
      Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.

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