1Eligibility & Qualifications: Open a new United Signature Checking account by December 31, 2022 at a United Community Bank branch or online at ucbi.com/signature-300. Promo code must be presented at account opening and is non-transferrable. Employees of United Community Bank are not eligible to receive offer.
RECEIVE $300 WITH UNITED SIGNATURE CHECKING. Customers must qualify for the account. At account opening, they must also maintain a loan serviced by United Community Mortgage Services or our mortgage servicing provider on behalf of United and make the required minimum opening deposit of $1,000. They must also have met the following criteria by the end of an initial 90 day qualification period, beginning the day the account is opened, in order to receive the $300 welcome offer. 1) Receive cumulative direct deposits of at least $2,500 which includes salary, pension, Social Security, or other regular recurring monthly income. Internal and external account transfers, deposits made at banking locations, by mobile deposits and ATM deposits do not qualify as a direct deposit; AND 2) complete 15 or more posted and cleared debit card purchases/payments from the new United Signature Checking account. Recurring debit card transactions do not qualify. Transactions must post to the account within the 90-day qualification period. ATM withdrawals do not qualify. Monthly service charges and other miscellaneous fees may apply.
The welcome offer is not available to existing United Community Bank personal checking customers or those that have closed a personal checking account within the past 12 months at United Community Bank or any of its predecessors. Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. The welcome offer will be transferred into the newly established checking account within 45 days after the end of the qualification period. The welcome offer may be subject to tax reporting, applicable 1099 may be sent for tax purposes and the customer is responsible for any applicable taxes. One welcome offer per household. United Community Bank reserves the right to amend or cancel any part of this offer at any time. Please speak with a United banker for details.
Account openings are subject to bank approval and may be declined based on certain factors.
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2ATM transactions/balance inquiries outside of United or Publix Presto! ATM network are subject to charges by other institutions, and United checking customers will also incur a $1 fee from United.
3Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.
4Avoid monthly service charge on United Signature Checking account by maintaining $15,000 minimum daily balance. You may also avoid the monthly service charge if you maintain $25,000 in combined consumer deposit balance(s) or maintain $50,000 in combined outstanding principal balances in consumer loan accounts owned and serviced by United Community Bank. Additionally, the monthly service charge may be avoided if the primary account holder for this account also maintains assets under management with United Community Advisory Services, or maintains a mortgage loan serviced by United Community Mortgage Services or our mortgage servicing provider on behalf of United. (Note: United Signature Checking, advisory services and third party serviced loans must all be reporting under the same tax identification number in order to qualify for service charge waiver.)