Guaranteed growth is always a smart savings strategy.
Want to earn more on your savings and worry less about rates? You’re exclusively invited to take advantage of our limited-time Money Market account offer and earn a guaranteed 3.50% Annual Percentage Yield 1 (APY) through August 31, 2026.Whether you’re saving for retirement, building your business’s savings, or creating an emergency fund, you’ll reach your savings goals faster while maintaining easy access to your money.
How It Works
To activate the 3.50% APY offer, before June 30, 2026, you must:1
- Open a new United Money Market account using promo code GROW26 and deposit at least $10,000 in new money to that account, plus have an active United checking account
Enjoy these benefits with every account.
Online Banking
eStatements
Direct Deposits
Mobile Deposits
Ever taken a check selfie? All you have to do is snap a picture of your check with the United Community mobile app and deposit it directly to your account.2 It’s that easy.
*United Community reserves the right to restrict mobile deposit access for new online banking customers.
Debit Cards
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Annual Percentage Yield (APY): 3.50% APY applies to balances of $10,000 or more.
Promotional Rate Period: The promotional rate is effective through August 31, 2026 (“Promotional Period”). After the Promotional Period ends, all balances will earn the standard Money Market rate in effect at that time.
Eligibility and Qualifications:- This promotional offer is available only to customers who received an invitation from United Community to participate in this offer. Offer is not transferable.
- A new or existing United Community checking account is required to qualify and must be maintained and in good standing throughout the promotional period. An account is considered to be in good standing if it has a positive balance and is not in the process of being closed.
- For new Money Market accounts: A minimum opening deposit of $10,000 in new money (funds not currently on deposit with United Community) is required to qualify for the promotional rate. Minimum opening deposit must be made by June 30, 2026. Must present promo code GROW26 at time of account opening to receive 3.50% APY.
- Balances below $10,000 and accounts that do not meet eligibility requirements will earn the prevailing standard Money Market rate in effect at that time.
- Invited customers may open up to two Promotional Money Market accounts per primary consumer customer OR two Promotional Money Market accounts per primary business customer.
- Public funds and Insured Cash Sweep (ICS) funds are not eligible for this offer.
- Promotional rate cannot be combined with any other offers.
Important Details:- After the Promotional Period ends on August 31, 2026, all balances will earn the prevailing standard Money Market rate.
- Customers who do not meet the eligibility criteria will earn the prevailing standard Money Market rate in effect at that time.
- Fees may reduce earnings.
- Interest is compounded daily and credited monthly.
- The APY is accurate as of March 9, 2026.
2 Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.
Standard account terms and conditions apply. Please see the United Community’s Deposit Account Agreement and applicable Truth in Savings disclosures for full details. Member FDIC.
