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Customer Support

Phone:
1-800-UCBANK1 (1-800-822-2651)
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Monday-Friday: 8:00am-7:00pm
Saturday: 8:00am-12:00pm
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Providing stimulus updates. 

A new round of stimulus checks is coming. We understand how important this topic is during this difficult time, which is why we’re committed to keeping you updated as information on the topic becomes available.
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Access your account, pay bills, transfer funds, manage your personal finances and more from the comfort of your home with the help of our digital banking solutions. 
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We were proud to help many businesses secure funding through the Paycheck Protection Program, and happy to continue providing relevant guidance and a streamlined PPP loan forgiveness process.

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While many aspects of your life may be on pause, money management never stops. We recognize that certain services do require a visit to our lobby and for such situations, we are happy to book an appointment with you. 

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United Community Bank has locations throughout Georgia, North Carolina, Tennessee and South Carolina. From business and personal banking solutions to real estate and mortgage lending to advisory services, we are experts in getting you the financial support you need. 

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Learning Center

You can buy a home without putting 20% down
You don’t need 20% down to buy a home. Say it louder for the people in the back – you don’t need 20% down to buy a home.

That down payment requirement is one of the most common misconceptions when it comes to getting a mortgage and one of the biggest reasons so many people think they won’t qualify for financing.
 
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Can someone explain purchasing power?
Purchasing power is probably one of those terms that frequently gets thrown around. If we’re being completely honest, it’s also one of those terms that’s a little difficult to wrap your head around. Long story short: as interest rates go down, you can increase the amount you spend on a property without increasing the amount you pay each month.

 
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What’s in my monthly mortgage payment?

By United Community Mortgage Services

When you decide to buy a home, a monthly mortgage payment is just a part of the deal. What you may not know, however, is that there are four main components of your mortgage that determine the size of your monthly payment. 
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