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    Protect Yourself from Text Message Scams

    Recently, there’s been a surge in text scams that seem to come from legitimate fraud prevention centers. Here's how it typically works: You get a text message asking you about a suspicious purchase or, asking you to validate an unusual purchase. Once you say no, you immediately get a call asking you to verify yourself with sensitive information like debit card details, PIN numbers, or even your digital banking login credentials.

    Don’t take the bait—this scam can be convincing, but you should never share information like logins, codes, or PINs over the phone—and a real banker won’t ask you to. If you receive a call and you’re in doubt, hang up and call us at 1-800-UCBANK1 (1-800-822-2651).

    Limited-Time CD Offer

    Save for your future with fixed, competitive rates and flexible term limits.1

    7-month CD

    9-month CD

    4.75% APY

    4.45% APY

    Low minimum opening
    deposit of $2,500
    Low minimum opening
    deposit of $2,500
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    We'd love to see you in one of our branches! Use our appointment scheduling tool to book your time with a banker when it's most convenient for you.
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    Contact Us!

    United Community has locations throughout Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. Whether it's business and personal banking solutions, real estate and mortgage lending, or advisory services, we are experts in getting you the financial support you need. 

    Learning Center

    Couple who bought their first home Make Buying a Home More Affordable
    When interest rates rise, your home-buying budget goes down. That’s because more of your monthly payment is going toward paying interest instead of paying down the money you borrowed. But there are ways to make homeownership more affordable so that you can buy the home of your dreams.
    Read Article
    text scam on mobile device Protecting Yourself from Text Phishing Scams: A Guide to Safeguarding Your Finances
    Recently, there has been a surge in text phishing scams that seem to come from legitimate fraud prevention centers. They can be very convincing, but there are still several red flags you can watch for to protect your money and keep yourself from falling for it—and other scams like it. 
    Read Article
    new home construction FAQs about United Community Mortgage’s Construction-to-Permanent and Construction-Only Loan Products
    Financing a new home build might be something you’ve never done before. At United, we’re committed to making sure you know what to expect every step of the way. That’s why we put together this guide to help you navigate the process.
    Read Article
    1. Annual percentage yields are current as of 11/15/2023. The minimum balance required to open the account and obtain the APY is $2500. A penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.

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