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Franchise Loans & Financing

Franchise Loans & Financing

Franchise loans to help your business grow.

United Community Bank's franchise lending focuses on medium-sized franchisees in the restaurant, fitness, personal services, automotive, and other segments. 

Why work with United Community Bank?
Our expert franchise financing team, with more than 50 collective years of franchise lending experience, has been helping franchisees in food and non-food brands for many years. You will have a direct line to senior management, as we take a personal approach here. We offer 7 and 10 year amortizations for non-real estate transactions, and 20 year amortizations for real estate, all at competitive rates.

Franchise Financing Solutions

As a franchise business lender, United Community offers solutions for acquisition loans, refinance loans, partner buyouts, real estate loans, equity recaptures, and development lines of credit, which include: new store development, re-imaging, remodeling, and acquisition. 

If you are a first time operator, please contact our SBA Franchise lending team for assistance.

Contact the SBA Team Today

Connect with a business lending specialist to get started.

Learning Resources

Thinking about switching payroll providers?

Q4 might be the perfect time. As a business owner, you wear a lot of hats—and payroll shouldn’t be one that keeps you up at night. If you’ve been thinking about making a change, the fourth quarter is a smart time to do it.

Read Article

Business hurricane preparation guide

Ensure your business is ready for hurricane season this year with our hurricane preparation guide for businesses. 

Read Article

The Importance of Cash Flow Management

One of the keys to building a sustainable business is an effective cash flow strategy. Cash flow management is the planning, tracking, and controlling involved in ensuring your cash flow is stable and can support your business’s needs. Learn how this strategy can help your business thrive. 

Read Article
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  • © 2026 United Community Bank
  • NMLS ID # 421841
  • ABA Routing # 061112843
  • 200 East Camperdown Way Greenville, SC 29601
  • 1-800-822-2651
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