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Personal

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Checking

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Credit Cards

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Online & Mobile Banking

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Open your new account online today! It's quick and easy.

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Loan Types

Loans and Lines of Credit Home Equity Loans & HELOCs Home Loans & Mortgage

Credit Cards

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Apply for a loan in minutes!

Make your goals a reality with our personal loans—ideal for consolidating debt, making big purchases, or covering unexpected expenses, available to our customers.

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Features

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Banking when and where you need it.

Unlock simple, secure, round-the-clock financial access with Online and Mobile Banking!

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Business

Banking solutions for your business

Deposits

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Credit Cards

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Online & Mobile Banking

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Built for your business.

Open your business bank account online today! The process is quick and easy.

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Learn about business lending with United

Lending

Loans and Lines of Credit Real Estate Lending Working Capital LOC Contact a Banker

Specialized Lending

Industry & Specialized Loans SBA Lending USDA Lending Programs Equipment Lending Asset-Based Lending Renewable Energy Non-Profit Lending Syndicated & Participated Loans Builder Finance Franchise Financing Contact a Banker

Credit Cards

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Turn your goals into reality with our business loans available to United Community customers.

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Treasury Management

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Credit Cards

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Keep your accounts safe!

We work hard behind-the-scenes to secure your business accounts. Learn how to do your part to fight fraud.

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Mortgage

Learn more about home loans

Buying a Home

Home Loan Options Down Payment Assistance Second/Vacation Home Options Apply Now Connect with a Lender

First-Time Homebuyer

Homebuying Guide Apply Now Learning Resources Connect with a Lender

The perfect loan for your perfect home.

Whether you’re looking to buy your first home, a new home, or a vacation home, we can connect you with the right loan.

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Learn more about refinancing

Refinancing Options

Refinance Options Cash-Out Refinance Rate Term Refinance Connect with a Lender

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Ready to refinance?

Whether you're hoping to adjust your monthly payment, cash in on your equity, or change your payoff timeline, refinancing may be a great option for you.

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Learn more about home renovation loans

Home Construction Lending

Construction and Renovation Loans Construction-to-Permanent Lending Home Equity Loans & HELOCs Leverage your Home Equity Connect with a Lender

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Leverage your home's equity.

Which home equity lending solution is right for you? Learn about your options and put your equity to work!

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Wealth

Solutions to set you up for success

Personal Accounts

Checking Savings Certificate of Deposit Money Market Health Savings Account

Business Accounts

Checking Savings Certificate of Deposit Money Market

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Bank with a team of experts who offer deep industry knowledge, financial expertise, personalized guidance, and award-winning customer service.

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Financial Planning

Wealth Management

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1-800-822-2651

Blue Ridge - Progress Circle ATM

Hometown service at your local branch.

We’re committed to providing exceptional banking service while caring deeply for the communities we serve.

ITM Hours

Monday 8:00 AM - 6:00 PM

Tuesday 8:00 AM - 6:00 PM

Wednesday 8:00 AM - 6:00 PM

Thursday 8:00 AM - 6:00 PM

Friday 8:00 AM - 6:00 PM

Saturday 8:00 AM - 12:00 PM

Sunday Closed

ATM Services

24 Hours

Accepts Deposits

ATM Drive Up

Deposit Cash Checks

Make Loan Payments

Multi Check Deposit

Transfer Funds

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Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.