Money Market

Q: Can I open an Money Market account online?

Yes. You can open a United Money Market account online .

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Money Market

Earn more on Your Savings.

Put your money to work in a United Money Market, an interest-earning deposit account designed to help grow your savings while keeping your funds within reach. If you want your savings to grow but hate the idea of losing your hard-earned cash in the stock market or tying it up in a CD, a Money Market could be the right fit. It’s a smart and secure way to save, with the flexibility you need today and the opportunity to grow for tomorrow.

How to open a Money Market account

Start the application: You can open your account in person at any of our banking centers or online.
Provide your information: Be prepared to share details like your phone number, address, birth date, and Social Security Number (SSN).
Open your account: A minimum opening deposit of $1,500 is required, along with a government-issued ID like a driver's license or passport and your Social Security Number (SSN).
Begin saving: Once your account is open and the deposit has been made, start letting your savings work for you.

Which savings option is right for me?

When deciding between a Money Market and CD account, it’s helpful to consider:

How soon will you need your funds?
Is the money intended for emergencies or a specific future use?
Is it more important to you to earn a guaranteed return or to have flexibility when it comes to accessing your money?

United Savings

Planning ahead has never been so easy or secure with our convenient, interest-earning savings account.

$100 minimum to open
Daily balance of $100 necessary to avoid service charge¹
Competitive interest rates while retaining access to your funds
Six free withdrawals each quarter²

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United Money Market

Earning prime interest rates is the name of the game with this high-yield Money Market account.

$1,500 minimum to open
Daily balance of $1,500 necessary to avoid service charge³
Account balance earns you graduated interest rates
Six free withdrawals per statement cycle⁴

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Certificates of Deposit

Time might pass you by, but your dollars won’t in the process. Earn more on your money with one of our CD options.

8-month and 14-month options available
Competitive rates
Interest earned on your CD will be compounded daily and credited to your certificate of deposit monthly.

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Benefits with Every Account

Online Banking

Access your account, pay bills, transfer funds, manage your personal finances, and more from the comfort of your home with the help of our online banking solutions.

eStatements

Access, search, save, and print your account statements online.

Direct Deposit

Automatically deposit funds into your account quickly and securely.

Mobile Deposit

Deposit eligible checks from your mobile device with the United Community mobile app.

See how your savings could grow

Saving consistently adds up over time. Use our savings calculator to see how your balance could grow over time.

Frequently Asked Questions

A Money Market account is an interest-earning deposit account that can help your savings grow while still providing access to your money.

The minimum opening deposit is $1,500.

Maintain a daily balance of at least $1,500 to avoid the service charge.

United Money Market accounts earn graduated interest rates based on account balance.

The account includes six free withdrawals per statement cycle.

Yes. You can open a United Money Market account online.