Business Money Market

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Let your business savings work for you

Earn a competitive yield without locking up your business's money for a set period of time. You can leverage a Money Market account as a strategic financial tool for your business and use it to hold funds for specific use cases, like taxes or equipment purchases, without the risk of losing what you've earned when the market shifts.

How to open a Business Money Market account

Start your application: You can open your account in person at one of our banking centers or online.
Provide your business information: Have the required business and signer information available. This includes:
1. Business Tax Identification Number: Your Employer Identification number confirmation letter or SSN if a sole proprietorship
2. Business Formation Documents: Articles of Incorporation or Organization, Partnership agreement, or Assumed Name Certificate or DBA filing
3. Social Security Number (Beneficial Owners if applicable)
4. Valid Government-Issued Identification (Beneficial Owners if applicable): Government-issued ID like a driver's license or passport
Make your opening deposit: A minimum deposit of $1,000 is required.
Put your business savings to work: Earn interest while keeping your funds on hand.

Open an Account

Which savings option is right for me?

When deciding between a money market and CD, it’s helpful to consider:

How soon will you need your funds?
Is the money intended for emergencies or a specific future use?
Is it more important to you to earn a guaranteed return or to have flexibility when it comes to accessing your money?

Business Savings

Turn your business' rainy days into a full blown windfall with a savings account that safeguards your money and allows for constant access to your funds.

$100 minimum deposit to open
Maintain a minimum balance of $300 to avoid a $5 quarterly service charge
6 quarterly withdrawal limits¹
$2 fee per excessive withdrawal

Open an Account Schedule an Appointment

Business Money Market

Get the account that gives you a great return on your business savings while still allowing you instant access whenever you need it.

$1,000 minimum deposit to open
Maintain a minimum balance of $2,500 to avoid a $12 monthly service charge
6 free withdrawals per statement cycle¹
$10 fee per excessive withdrawal

Open an Account Schedule an Appointment

Business CDs

For a guaranteed return on your investment, let your money work smarter, not harder.

$2,500 minimum deposit to open
Choose among monthly, quarterly, semi-annual and annual payouts
Tap into a regular flow of income or reinvest in a United CD if you don't need the money immediately

Open a Business CD Schedule an Appointment

See how your savings could grow

Saving consistently adds up over time. Use our savings calculator to see how your balance could grow over time.

A Business Money Market account allows a business to earn interest on savings while retaining access to its funds. Click here to open an account and get started.

The minimum opening deposit is $1,000.

Maintain a minimum balance of $2,500 to avoid the $12 monthly service charge.

The account includes six free withdrawals per statement cycle. A $10 fee applies for each excessive withdrawal.

United's Business Money Market account earns interest, with rates that vary by balance tier.

Yes! United offers online account opening for Business Money Market accounts. Click here to get started.

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