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Put your home's equity to work.

Secure the funds to pay for any number of large purchases or projects with your equity.

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Features

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Banking when and where you need it.

Unlock simple, secure, round-the-clock financial access with Online and Mobile Banking!

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Business

Banking solutions for your business

Deposits

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Credit Cards

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Online & Mobile Banking

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Built for your business.

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Lending

Loans and Lines of Credit Real Estate Lending Working Capital LOC Contact a Banker

Specialized Lending

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The right lending solution for your business.

Our business bankers offer deep industry knowledge, financial expertise, and personalized guidance.

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Treasury Management

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Keep your accounts safe!

We work hard behind-the-scenes to secure your business accounts. Learn how to do your part to fight fraud.

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Mortgage

Learn more about home loans

Buying a Home

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First-Time Homebuyer

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The perfect loan for your perfect home.

Whether you’re looking to buy your first home, a new home, or a vacation home, we can connect you with the right loan.

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Refinancing Options

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Ready to refinance?

Whether you're hoping to adjust your monthly payment, cash in on your equity, or change your payoff timeline, refinancing may be a great option for you.

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Learn more about home renovation loans

Home Construction Lending

Construction and Renovation Loans Home Equity Loans & HELOCs Leverage your Home Equity Connect with a Lender

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Leverage your home's equity.

Which home equity lending solution is right for you? Learn about your options and put your equity to work!

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Wealth

Solutions to set you up for success

Personal Accounts

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Business Accounts

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Financial Planning

Wealth Management

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1-800-822-2651

Young Harris - Hwy 76 - ATM

Hometown service at your local branch.

We’re committed to providing exceptional banking service while caring deeply for the communities we serve.

Office Hours

Monday 8:00 AM - 10:00 PM

Tuesday 8:00 AM - 10:00 PM

Wednesday 8:00 AM - 10:00 PM

Thursday 8:00 AM - 10:00 PM

Friday 8:00 AM - 10:00 PM

Saturday 8:00 AM - 10:00 PM

Sunday 8:00 AM - 10:00 PM

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Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.