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Personal

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Loan Types

Loans and Lines of Credit Home Equity Loans & HELOCs Home Loans & Mortgage

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Apply for a loan in minutes!

Make your goals a reality with our personal loans—ideal for consolidating debt, making big purchases, or covering unexpected expenses, available to our customers.

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Features

Alerts and Notifications Zelle Bill Pay eStatements My Money Manager Card Controls Text Banking Support View All

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Banking when and where you need it.

Unlock simple, secure, round-the-clock financial access with Online and Mobile Banking!

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Business

Banking solutions for your business

Deposits

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Credit Cards

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Online & Mobile Banking

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Built for your business.

Open your business bank account online today! The process is quick and easy.

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Learn about business lending with United

Lending

Loans and Lines of Credit Real Estate Lending Working Capital LOC Contact a Banker

Specialized Lending

Industry & Specialized Loans SBA Lending USDA Lending Programs Equipment Lending Asset-Based Lending Renewable Energy Non-Profit Lending Syndicated & Participated Loans Builder Finance Franchise Financing Contact a Banker

Credit Cards

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Turn your goals into reality with our business loans available to United Community customers.

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Treasury Management

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Credit Cards

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Keep your accounts safe!

We work hard behind-the-scenes to secure your business accounts. Learn how to do your part to fight fraud.

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Mortgage

Learn more about home loans

Buying a Home

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First-Time Homebuyer

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The perfect loan for your perfect home.

Whether you’re looking to buy your first home, a new home, or a vacation home, we can connect you with the right loan.

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Learn more about refinancing

Refinancing Options

Refinance Options Cash-Out Refinance Rate Term Refinance Connect with a Lender

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Ready to refinance?

Whether you're hoping to adjust your monthly payment, cash in on your equity, or change your payoff timeline, refinancing may be a great option for you.

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Learn more about home renovation loans

Home Construction Lending

Construction and Renovation Loans Construction-to-Permanent Lending Home Equity Loans & HELOCs Leverage your Home Equity Connect with a Lender

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Leverage your home's equity.

Which home equity lending solution is right for you? Learn about your options and put your equity to work!

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Wealth

Solutions to set you up for success

Personal Accounts

Checking Savings Certificate of Deposit Money Market Health Savings Account

Business Accounts

Checking Savings Certificate of Deposit Money Market

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Bank with a team of experts who offer deep industry knowledge, financial expertise, personalized guidance, and award-winning customer service.

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Financial Planning

Wealth Management

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1-800-822-2651

Gwenn Lanning

VP - Mortgage Loan Originator

10 Park Place East | Brevard, NC 28712

(828) 862-5235 (828) 243-8481

Apply Online with MyLo

NMLS# 643797

About

I came to work for United Community Bank for the same reason that I believe you will be a satisfied United Community Bank customer: stability, friendliness of the staff and the overall atmosphere and attitude throughout the bank. Stop in or call today to find out more about the range of products we have to offer, as well as our competitive rates.

Locations

Franklin, NC Brevard, NC Brevard, NC Etowah, NC Cashiers, NC

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Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.